Only about 40% of renters carry renters insurance. That means that 60% are counting on the fact that nothing bad will ever happen to them. They like to live on the wild side, or they may think their landlord has insurance covering them. At Hedgepeth-Hutson Insurance Services Inc. in Nashville, NC, we understand how vital renters insurance is and how important it is to your financial security. As independent insurance agents, we put the needs of our customers first and can offer the most choices and best rates.
Content coverage
Your landlord doesn’t have insurance that protects all the things you own that you have in your rental. If that isn’t a good enough reason to get renters’ insurance, nothing will ever be. Imagine losing all your furniture, your clothing, your electronics, and your personal things. This would be a horrible incident and expensive too.
Renters’ insurance will cover all your contents while in your rental and when they travel away from home with you in your vehicle, train, or plane.
Liability coverage
Liability coverage protects your assets today and your future assets and earnings from being lost to a legal judgment against you. You may think that as a renter, you won’t be sued or have someone get injured at your rental or by a family member, but you can’t count on that. Anyone is vulnerable to being sued.
Loss of use coverage
When your rental gets damaged, you might need to find another place to stay for a time. If you have renters insurance, your policy will pay for a hotel, some meals for you in the short term, and a temporary rental if it is a little longer.
Contact Hedgepeth-Hutson Insurance Services Inc. in Nashville, NC to discuss what renters insurance can do for you.
