If you are a driver in the state of North Carolina, the auto insurance experts at Hedgepeth-Hutson Insurance Services Inc. in Nashville, NC want you to know that auto insurance is required to be able to drive your car, truck, or SUV legally. You only have a minimum liability auto insurance policy to drive legally and avoid fines or other repercussions. Still, you may want to consider more auto insurance to protect yourself and your vehicle.
Auto Insurance Coverage Options
When it comes to auto insurance, there are many coverage options you can choose from. Below is a detailed list of the main ones you may want to consider to provide you with the peace of mind you deserve when you’re on the roadways.
Underinsured or Uninsured Auto Insurance
You never know what will happen in the future, including auto accidents. Unfortunately, they do happen, and if you happen to be involved in one with someone who has no insurance or very little auto insurance, this type of coverage will come in handy. It will help you pay for any damage to your vehicle and any medical bills you incur.
Comprehensive Insurance
You never know what mother nature has in store for us, so comprehensive auto insurance is a good idea. This type of coverage will help you out if your vehicle is damaged or destroyed in a natural disaster or even a fire. It will also help you repair or replace your vehicle if it is vandalized or stolen.
Collision Insurance
Collision insurance will help pay for any damage to your vehicle if you collide with an object or even another vehicle.
If you owe money to a lender for your vehicle, your lender likely requires you to have both collision and comprehensive auto insurance to protect their own investment, which they made in your vehicle. Even if your vehicle is paid off, these two types of auto insurance are very important to protect the investment you made in your vehicle.
Contact Hedgepeth-Hutson Insurance Services Inc.
To create an auto insurance policy that provides adequate coverage for your vehicle, contact the auto insurance specialists at Hedgepeth-Hutson Insurance Services Inc. in Nashville, NC today!
